Terms & Conditions

Terms of Use
Last Revised: January 21, 2026
These Terms of Use apply to any websites, online services, and applications owned or operated by Affordable Insurance Group (“we,” “us,” or “our”), including, without limitation:

• The website located at www.affordablelifeinsurancegrp.com and any other website owned by us on which these Terms of Use are posted (collectively, the “Site”); and

• Any interactive features, tools, widgets, products, services, and resources offered through the Site (collectively, the “Services”).

By accessing or using the Site or Services, you agree to be legally bound by these Terms. If you do not agree, you are not authorized to use the Site or Services.
 
1. General Provisions
These Terms of Use, together with our Privacy Policy and any additional rules or policies posted on the Site (collectively, the “Terms”), govern your use of the Site and Services.
If you enter into a separate written agreement with Affordable Insurance Group, that agreement will control in the event of a conflict.
We may update or modify these Terms at any time without prior notice. Continued use of the Site or Services constitutes acceptance of the revised Terms. You should review this page periodically.
 
2. Jurisdiction and Governing Law
The Site and Services are intended for use only by individuals who are at least 18 years old and reside in the United States.
These Terms are governed by the laws of the State of California, without regard to conflict of laws principles.
We may assign our rights and obligations under these Terms at any time, including in connection with a merger, acquisition, or sale of assets.
 
3. Content
The Site provides general information about insurance products and services and may connect users with insurance agents, insurers, and third-party service providers (“Insurance Services”).
We make reasonable efforts to ensure accuracy; however, all content is provided “as is” and “as available.” We do not guarantee accuracy, completeness, or availability.
Affordable Insurance Group is not an insurance company or insurance agent and does not provide insurance, tax, or financial advice. We may receive compensation from third parties when users are connected with insurance providers. We do not endorse or recommend any specific insurance product or provider.
 
4. Account Registration and Security
If you create an account, you agree to provide accurate and complete information and to keep your login credentials secure.
You are responsible for all activity that occurs under your account. Notify us immediately of any unauthorized access. We reserve the right to suspend or terminate accounts at our discretion.
 
5. Consent for Communications
By providing your telephone number, you consent to receive calls and text messages from Affordable Insurance Group using automated dialing systems and/or prerecorded messages. Consent is not required to purchase any goods or services. Message and data rates may apply.
If you consent to communications from third parties, you authorize both Affordable Insurance Group and those third parties to contact you.
Call Recording: Calls to or from affordablelifeinsurancegrp.com may be monitored or recorded for quality assurance, training, and compliance purposes. By using the Site, you consent to such recording.
 
6. Intellectual Property
All content on the Site, including text, graphics, images, logos, and design elements, is owned by or licensed to Affordable Insurance Group and is protected by intellectual property laws.
You may not copy, reproduce, modify, distribute, or create derivative works without prior written permission, except for personal, non-commercial use.
 
7. Copyright (DMCA)
If you believe that content on the Site infringes your copyright, please submit a written notice to:
Affordable Insurance Group
Attn: DMCA
815 Ponce de Leon Blvd., Floor 3
Coral Gables, FL 33134
 
8. Submissions
Any information or content you submit through the Site (“Submissions”) is non-confidential.
By submitting content, you grant Affordable Insurance Group a perpetual, irrevocable, royalty-free, worldwide license to use, reproduce, modify, distribute, display, and otherwise exploit your Submission for business purposes.
You represent that your Submissions do not violate any law or third-party rights.
 
9. Disclaimers and Limitation of Liability
The Site and Services are provided “as is” and “as available.” To the fullest extent permitted by law, Affordable Insurance Group disclaims all warranties, express or implied.
We are not liable for any indirect, incidental, special, or consequential damages. Our total liability for any claim shall not exceed five dollars ($5.00).
Some jurisdictions do not allow certain limitations, so some provisions may not apply to you.
 
10. Indemnification
You agree to indemnify and hold harmless Affordable Insurance Group and its affiliates from any claims, damages, losses, or expenses arising from your use of the Site or violation of these Terms.
 
11. Dispute Resolution
Any dispute arising out of or relating to these Terms or the Site shall be resolved through binding arbitration conducted in Miami-Dade County, Florida, under the rules of the American Arbitration Association.
You waive any right to participate in a class action or jury trial.
 
12. Privacy and Security
We reserve the right to restrict or revoke access to the Site or Services at any time without notice.
 
13. Third-Party Links
The Site may contain links to third-party websites. We are not responsible for the content, policies, or practices of those sites.
 
14. Contact Information
Affordable Insurance Group
Attn: Legal Department
815 Ponce de Leon Blvd., Floor 3
Coral Gables, FL 33134